Errant ABA defended by Hirst 05 July 2018 4:04PM Finance regulation George Lekakis In the first instalment of a two-part feature, former Bendigo and Adelaide Bank boss Mike Hirst discusses the big industry issues that exposed profound tensions within the banking industry's peak body.. read more
APRA's capital rethink: Curb your home loan enthusiasm 20 July 2017 4:52PM Finance regulation Ian Rogers APRA's capital crackdown means up to A$10 billion in extra capital will be needed across major banks by 2020 - and a margin increase of 10 basis points is fine with APRA. read more
Bankers wrestle for ratings and ruins 20 July 2017 4:50PM Finance regulation Ian Rogers "Offshore funding" for Aussie banks is looking tenuous again. (That's our word, not APRA's.) With banking crises and a recession now looking more probable than not in Australia it's time for a reset... read more
Cazaly called on a capital APRA operetta 20 July 2017 4:48PM Finance regulation Ian Rogers The work on bank capital in Australia is not yet even half done by APRA. Conclusive guidance on risk weighting for the major banks (and maybe all entities) remains a work in progress or a secret too s.. read more
Misses and hits. Banking 2016 22 December 2016 5:04PM Other topics Ian Rogers It's been a feast of memorable moments, 2016 - and labelled a year of despair by Banking Day on Monday. read more
Bank boards can manage reputation if they allowed, Murray says 21 September 2016 4:23PM Finance regulation John Kavanagh Regulation and legislation have left boards hamstrung when it comes to managing reputational risk, the head of the Financial System Inquiry argues. read more
Comment: Joint committee Bankwest rehash a mixed bag 01 September 2016 4:30PM Finance regulation Ian Rogers Bankwest, Commonwealth Bank, Landmark and ANZ are the principal targets of the latest inquiry into banking. read more
Productivity Commission to target vertically integrated superannuation businesses 03 August 2016 4:43PM Insurance, funds and super John Kavanagh The Productivity Commission has identified vertically and horizontally integrated businesses, often owned by banks, as one of the main barriers to entry that can give rise to uncompetitive incumbency.. read more
RBA rejects arguments that it is stifling payment innovation 30 May 2016 4:12PM All John Kavanagh The Reserve Bank's decision to focus narrowly on modifications to the interchange and surcharging rules in last week's review of card payment regulation was at odds with calls from the Financial Syste.. read more
Australian banking news cycle takes a retro turn 25 March 2016 6:42PM All Ian Rogers It's a mostly conventional format for today's edition. But Good Friday is an unconventional day for us to publish. read more
Comment: Getting your head around negative interest rates 25 March 2016 6:34PM Comment Philip Bayley Negative interest rates are becoming all the rage. It follows on from the post-GFC fad of quantitative easing and many countries now have them; and even some companies too. read more
A July 2007 lookback: Preparing for a downturn - a talk to APRA and ASIC 25 March 2016 4:42PM All Banking Day staff First published 9 July 2007. This article is a revised version of a talk given by Ian Rogers to a closed conference of staff of APRA and ASIC in June 2007.Republished today for a Good Friday edition.. read more
Bank ratings prospects two-sided in wake of FSI report 09 December 2014 4:58PM All Ian Rogers All three major credit ratings agencies pointed to the prospect of negative impacts on bank ratings from the final report of the Financial System Inquiry. read more
Reform balls in APRA's, not Hockey's, court 08 December 2014 5:08PM All Ian Rogers Joe Hockey may be talking the language of giving the industry until March 2015 to respond to the final report of the Financial System Inquiry, but the intellectual weight of the work of David Murray's.. read more
Australian banking capital ratios 'secretive and insufficient', Murray finds 08 December 2014 5:08PM All Ian Rogers Australian banks must aim for "higher capital levels" to increase resilience, says the final report of the Financial System Inquiry, released yesterday. read more
Minimal economic costs from higher bank capital 08 December 2014 5:07PM All Ian Rogers The Financial System Inquiry estimated that a one percentage point increase in capital requirements for banks in Australia would increase the average interest rate on a loan by less than ten basis poi.. read more
Murray explicit on significance of guarantees 08 December 2014 5:07PM All Ian Rogers Any lingering doubt that major banks in Australia exploit an "implicit guarantee" in funding their businesses was blown away by the clarity of the language used in the final report of the Financial Sy.. read more
Ring-fencing and insurance pre-funding shelved by Murray 08 December 2014 5:06PM All Ian Rogers One measure that was floated by the Financial System Inquiry in its interim report has been dropped in the final report. read more
Four pillars endorsed by Murray 08 December 2014 5:05PM All Ian Rogers The longstanding "four pillars" policy may be writ more brightly in the policy firmament in the wake of the final report of the Financial System Inquiry. read more
Risk weights fiddle a win for small banks 08 December 2014 5:05PM All Ian Rogers Big banks and also Macquarie Bank will have to deal with higher risk weights on home loans in the future, assuming the Australian Prudential Regulation Authority throws it support behind a key recomme.. read more