Private credit funding Armaguard

Ian Rogers

The monthly disclosure for the private credit fund Mi Market Intelligence Income Fund is an eye opener.

There is a $1.6 million line to ‘cash-in-transit’.

This borrower can only be Armaguard.

Armaguard must be a bit desperate for funding if they are turning to the likes of this Mi private credit fund, even though they are supposedly being adequately funded by their major customers, mainly the big banks.

Armaguard are paying a super competitive rate of 3.85 per cent on this facility, which appears to be new this month. Mi say this loan is rated AAA, with the facility seemingly unsecured.

The Mi fund is a small pool, $16 million at the end of June.

A quarter is allocated to real estate debt and more than half to corporate debt.

The fund’s one year performance is 9.7 per cent, and 9.6 per cent since inception.

Equity Trustees Limited is the responsible entity for the Market Intelligence Fund, and Armaguard its most colourful borrower.