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With a muted benefit for the industry from the ABA's reform program, it is the rival agenda of financial regulators and the cohesion of the public-sector championed reform that leaves citadels of Aust.. read more

Questions of industry structure in an oligopoly sector occupied a speech on Thursday by Rod Sims, the chair of the ACCC, for a Communications Day conference. read more

Cartel pricing terms and profit shares are being reset under our noses. Australian taxpayers, the ultimate stakeholders in banks, have Ian McPhee and the Australian Bankers Association to thank for sh.. read more

The Reserve Bank of New Zealand will keep playing one IMF game by Kiwi rules, at least when it comes to methods on prudential supervision in banking. read more

APRA's capital crackdown means up to A$10 billion in extra capital will be needed across major banks by 2020 - and a margin increase of 10 basis points is fine with APRA. read more

"Offshore funding" for Aussie banks is looking tenuous again. (That's our word, not APRA's.) With banking crises and a recession now looking more probable than not in Australia it's time for a reset... read more

The work on bank capital in Australia is not yet even half done by APRA. Conclusive guidance on risk weighting for the major banks (and maybe all entities) remains a work in progress or a secret too s.. read more

Mortgage applications eased across the country over the June 2017 quarter, a softening of the housing market that consumer credit bureau Equifax describes as "the beginning of a downward trend across.. read more

Marketplace lenders and payday lenders are well and truly in the forefront of consumer thinking about where to borrow money. But the relatively low rate of growth in personal credit suggests either th.. read more

The conduct of a bank branch manager and their bank sheds light on of one domain of Westpac, at its branch in Moonah, Hobart. The manager, referred to as 'G', and Westpac traded florid allegations of.. read more