RBNZ and APRA see sense on bank capital

The counter-cyclical capital buffer will be 1.0 per cent by default for Australian banks from 2023. There will be an increase in capital ratios overall, and maybe no need to tap the market for capital.. read more

APRA plans to stretch bank capital buffers

The ‘buffer’ framework in bank capital management is up for an overhaul as part of a wider “package of bank capital reforms.” APRA will release more detailed thinking for consulation next week. read more

Liberty float on leaky mortgage pool

Liberty Financial are forecasting that their business will take a backward step in their core product, residential mortgage finance, ahead of their upcoming ASX listing. read more

Bank cyber calamity ‘too close for comfort’

The thin credentials of the Australian finance industry’s most senior people - bank boards included - stand exposed after a landmark (and devastating) speech yesterday by APRA member Geoff Summerhayes.. read more

MCU braces

MCU Ltd is facing legal action from Ezifin over an aborted takeover bid. read more