Updated terms for your use of The Sheet

THE SHEET
WEBSITE TERMS OF USE

1.    General

1.1    Website

1.1.1    These terms of use relate to The Sheet website www.thesheet.com

1.1.2    The website is operated by Ian Rogers, ABN 68 204 093 594 trading as The Sheet (The Sheet) and provides users with news coverage, by email and online, on consumer, business and corporate banking as well as commentary on issues in institutional and investment banking.

1.1.3    You are authorised to access or use the website only if you accept and agree to these terms. Your continued use of the website is acceptance of, and agreement to be bound by, these terms.

1.1.4    The Sheet may exclude any users from accessing the website or cancel their subscription if they are in breach of these terms.

1.2    Modification

The Sheet may at any time modify these terms by posting the modified terms on the website.

1.3    Access

1.3.1    Access to the content of the website is for subscribers only.

1.3.2    The Sheet may refuse to accept any subscription application.

1.3.3    A single subscription entitles access to the site by the sole subscriber.

1.3.4    Multiple use access is available only with a site licence.

2.    Limitations of liability

2.1    Liability

2.1.1    The Sheet is not responsible for the conduct, whether online or offline, of any user of the website.

2.1.2    The Sheet cannot guarantee that:

(a)    you will be able to access the website at all times;

(b)    your access will be uninterrupted or secure;

(c)    information found on the website will be reliable, current, accurate or complete; or

(d)    the website and server are free of viruses or bugs.

2.1.3    To the extent permitted by law The Sheet excludes all liability in connection with access to or use of the website or any information found on it.

2.1.4    In no event will The Sheet be liable to you or any third party for any indirect, consequential or incidental damages, including lost profits, arising from your use of the website, your reliance on any information found on the website or any technical failures, delays in operation or transmission or malfunctions in equipment or software.

3.    Content on the website

3.1    Copyright

3.1.1    The Sheet owns or has licensed all copyright and other intellectual property in the content and design of the website.

3.1.2    You may make a temporary electronic copy of all or part of the website for the sole purpose of viewing it and print a copy for personal use.

3.1.3    You cannot otherwise copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, sell or reproduce the material in whole or in part without the written approval of The Sheet.

3.2    Content from third parties

The website contains information provided to The Sheet from third parties. The Sheet has no control over this content and is not responsible for it.

3.3    Links to other websites

3.3.1    The website contains links to other websites that are external to The Sheet.

3.3.2    The Sheet has no control over the content of the linked websites and is not responsible for it.

3.3.3    Inclusion of any linked website on the website does not imply approval or endorsement of the linked website by The Sheet.

3.4    Privacy policy

Use of the website is also governed by The Sheet's Privacy Policy. This can be viewed by clicking on "Privacy Policy" at the bottom of this page.

3.5    Reporting misuse

If you become aware of misuse of the website by any person, any errors in the material on the website or any difficulty in accessing or using the website, please contact The Sheet immediately by email on subscribers@thesheet.com

4.    Financial services

Nothing in the website is intended to be the provision of financial services, in particular the provision of financial product advice. The Sheet does not require and does not hold an Australian Financial Services licence. You should consider obtaining independent advice from the holder of an AFS licence before making any decisions relating to your financial circumstances.