Correction: APRA on lending practices 15 May 2015 4:27PM Banking Day staff Yesterday's report on speech by APRA chair Wayne Byres at a COBA forum wrongly cited a "hypothetical borrower survey" where APRA "asked a number of the larger housing lenders (including a few mutuals) to provide their serviceability assessments for four hypothetical borrowers." Byres' comments were not directed at smaller banks and mutual ADIs as the story incorrectly reported.