Revolut earns debut profit

Ian Rogers

Matt Baxby, CEO, Revolut

Revolut in Australia is finally in the black, five years after opening for business.

Revenues for CY2024 were $40.8 million, up 163% on 2023.

Pre-tax profit was $4.4 million.

Fee income “driven by our diversified revenue streams across FX, Payments, Subscriptions, Business and Lifestyle, grew by 145%” Revolut said.

“We’re getting a good sense of really strong momentum” Matt Baxby, CEO of Revolut in Australia told Banking DAy.

“This is our first year of profitability, and a pretty good profit too.”

Owen Analytics Logo
Stay Ahead: Professional-Grade Market Intelligence
Subscribe Now

Baxby was cagey on the progress of Revolut’s drawn out application for a banking authority in Australia.

“Our drivers for why that makes sense are important, and remain. To create a sustainable model, not just relying on warehouse funding” he said.

“There’s an important trust question as well.

“It unlocks more opportunities for us. At the same time [the lack of a banking licence] hasn’t slowed us down.

“The results today show a strong revenue model. We are committed to grow rapidly.”

More from this Edition

Owen Analytics Logo
Stay Ahead: Professional-Grade Market Intelligence
Subscribe Now