An estimated 6.9 per cent of Australians aged 15 and over experienced card fraud in the 2020/21 financial year, making it the most common type of fraud. The latest Australian Bureau of Statistics fraud data show an increase in card fraud from 5.9 per cent in 2014/15. Other common types of fraud include scams, experienced by 3.6 per cent of people in 2020/21, and identity theft, experienced by 0.8 per cent. Overall, the victimisation rate of personal fraud rose from 8.5 per cent in 2014/15 to 11 per cent in 2020/21. Card fraud victims were concentrated in the 35 to 44 and 45 to 54 age brackets, where the victimisation rates were 9.1 per cent and 9 per cent respectively. One-third of victims said their card details were obtained via the internet and 15 per cent said card details were copied during use. A large proportion had no idea how their personal details were obtained. The ABS defines card fraud as the use of credit or debit card details to make purchases or withdraw cash without the account owner’s permission. The ABS said one significant change since the 2014/15 survey is the number of people who report that they are victims of fraud. In 2020/21, 95 per cent of people who experienced card fraud reported it to a bank, credit card issuer, police or other authority, compared with 50 per cent in 2014/15.