Data services company MogoPlus has launched a stress predictor offering banks insights to manage financial stress. The company said the stress predictor draws on income and expense data, and uses “the latest predictive insights to understand how an individual customer’s future ability to service their mortgage will be impacted by higher interest rates and ongoing cost of living pressures”. Lending technology company Tic:Toc has entered the open banking market, reporting that it has been approved by the ACCC as an unrestricted accredited data recipient under the Consumer Data Right. The company said accreditation would allow it to enhance its automated credit underwriting process. It has plans to add additional products and services, such as insurance, to its platform. Teachers Mutual Bank has been included in the Ethisphere Institute’s 2023 World’s Most Ethical Companies list – one of only four banks to be included in the international list. It is the tenth consecutive year it has been included. The Ethisphere Institute assesses an organisation’s culture, environmental and social practices, ethics and compliance activities, governance, diversity and initiatives that support a strong value chain.