Consumer finance company Wisr has designated a number of "high-risk industry sectors and employment types" and is limiting its exposure to those areas, as part of a tighter credit policy.The company has identified hospitality, tourism, airlines, arts, entertainment, recreation, sports, events planning, catering and retail (clothing, footwear, homeware and accessories) as areas likely to suffer a negative impact from COVID-19.It has also introduced process changes to strengthen its verification of employment status and income stability.Wisr issued a business update, saying that despite the tighter credit policy it originated A$39 million of new loans in the March quarter - a 23 per cent increase over the December quarter.The loan book is worth $141.5 million - up from $59.4 million in the March quarter last year.It said there would be a "deliberate moderation" in loan origination in the current quarter. The company is taking a "conservative view" on the outlook for COVID-19. It is targeting a "prime" customer base.The current arrears rate (90 days or more past due) is 1.66 per cent, which the company said is stable.