The slowdown in home and business lending markets continued in July, while the personal credit market recorded its eleventh consecutive monthly fall.According to the latest Reserve Bank lending data, lenders' mortgage balances grew by 0.5 per cent in July, compared with the previous month, and by 6.6 per cent over the 12 months to July.Lenders' owner-occupier balances grew by 0.5 per cent in July, compared with the previous month, and by 7.6 per cent over the 12 months to July.Investor mortgage balances grew by 0.4 per cent month on month in July and by 4.8 per cent year on year.The peak in the mortgage market was in August last year, when annual growth in balances hit 7.5 per cent and held that level until November.Personal lending continued its decline, with balances down 0.1 per cent in July, compared with the previous month, and down 0.8 per cent over the 12 months to July.The last time the RBA recorded any growth in personal credit balances was in September last year, when they grew 0.1 per cent.Business loan balances grew by 0.3 per cent month on month and by 6.2 per cent year on year.Business lending peaked in April, when annual growth in balances hit 7.3 per cent.