Consumer credit demand eased in the June quarter as applications for credit cards fell for the first time since 2013. And the latest lending figures show a fall in new personal finance commitments.Veda's latest Consumer Credit Demand Index shows that Demand for credit cards fell 0.5 per cent in the June quarter, compared with the same period last year. The last time credit card demand went negative was in the March quarter 2013.Demand for personal loans rose 4.7 per cent in the June quarter, compared with the same period last year. Quarter-on-quarter growth was down from 7.3 per cent in the March quarter and 11.8 per cent in the December quarter last year.Veda measures the volume of credit card and personal loan application that go through its credit reporting system.Overall consumer credit demand rose two per cent in the June quarter - the lowest rate of growth since the December quarter 2014.Veda general manager of consumer risk Angus Luffman said in a statement that the slowdown in demand was probably due to a combination of weak wages growth and subdued retail sales.He said the subdued outlook for the housing market was likely to be another factor.The latest Australian Bureau of Statistics personal finance figures show a fall of 4.6 per cent in new personal finance commitments in May, compared with the previous month.And Reserve Bank lending figures show that lenders' personal finance balances fell by 1.1 per cent over the 12 months to May.