The recent hammering by various media (mainly Crikey and the Seven network's Sunrise) of banks over penalty fees for overdrawn accounts and missed credit card payments is set to continue.Victoria's Consumer Action Law Centre yesterday said that bank penalty fees will be their number one campaign priority this year with reckless lending number two."Government must intervene if industry won't change their approach," Catriona Lowe, co-CEO of the Consumer Action Law Centre said yesterday. "We are talking about wholesale charging of unlawful fees."The campaign is based on a report by Consumer Action Law Centre solicitor Nicole Rich in 2004, which asserted that bank penalty fees are not enforceable at law because they are many times the actual cost of the damage suffered by the bank for the breach of contract.The report further asserts that penalty fees are levied disproportionately on customers with low incomes. The Australian Bankers Association has in the past said the CLCV could not substantiate the charge that banks collected illegal feesThe campaign against bank penalty fees has received a boost from the current consumer backlash in Britain against bank penalty fees. The Office of Fair Trading in Britain is expected to rule in March that banks must cut their penalty fees for overdrawn accounts. The OFT forced banks to halve penalty fees for late payments on credit cards in April 2006.