The regional personal insolvency statistics for the March quarter, published by the Australian Financial Security Authority, show an emerging pattern of financial stress on the edges of large cities and outside the metro centres in Queensland and Tasmania.There were 8,043 new personal insolvencies across Australia in the March quarter 2018. The majority (61 per cent) were in capital cities. In New South Wales,  the highest number of debtors were in outlying Sydney suburbs, notably Campbelltown (81) and Mount Druitt (74), as well as in Wyong (77).Victoria saw much the same pattern, with many debtors entering new personal insolvencies in the March quarter (1007 in total) located along the greater Melbourne outer fringes, such as in Wyndham (80), Whittlesea - Wallan (63) and Casey - South (57). On the whole, new personal insolvencies in "rest of Victoria" (372 cases) were concentrated in a few regional centres.Queensland, the most decentralised state in the nation, went against the national trend, with the majority of debtors entering new personal insolvencies in the first quarter this year (1,228) located outside the greater Brisbane area (1090 new personal insolvencies). The equally decentralised Tasmania had a similar tone with greater Hobart (81 debtors into new personal insolvency) in the March quarter 2018 lagging the "rest of Tasmania" (114 debtors).