Harmoney, New Zealand's largest peer to peer lender, has finally opened its doors in Australia with A$200 million to lend, according to reports on Stuff.co.nz.Harmoney, which launched in New Zealand in 2014, is targeting new business in Brisbane. The firm puffed its local aspirations back in September.For now, Harmoney won't be seeking Australian retail investors but will rely on funding from wholesale investors.Ben Taylor is the marketplace lender's general manager in Australia. He worked at Flexigroup for ten years before that.The firm has made around NZ$400 million of loans in New Zealand.Meanwhile rising Australian business lender, GetCapital, told The Australian it drummed up a A$100 million funding line from as bank and that its funding costs were falling and "allowing it to almost match bank interest rates."