Goldfields Money scaled back its once thumping rate of lending growth over the December 2015 half year, with growth of only three per cent over the period taking the portfolio to A$130 million.Loan growth was 23 per cent over the year to June 2015, a level that placed it among the fastest growing ADIs in Australia.That swift rate of growth produced headaches on the credit quality front that have now moderated. The number of loans 90 days or more past due at Goldfields Money dropped to 0.05 per cent over the December 2015 half year from 0.33 per cent six months before.On the other hand, loans 30 days or more past due increased to 1.00 per cent over the December 2015 half year from 0.95 per cent, a rise consistent with its concentration of business in the WA market.Steering former CEO David Holden out the door late last year proved costly, with a termination payment of $270,000 drawing most blame for a loss of $85,000 over the half year.Falling term deposit rates helped lift the net interest margin to 1.94 per cent from 1.87 per cent.Simon Lyons , a former division director at Macquarie, joined Goldfields Money as CEO late last year.Lyons is working on a "renewed strategy" according to a media release on Friday.