Two of the five financiers nominated as participating in the Australian government's scheme to provide bridging finance to car and truck dealers are yet to commit to the scheme.Capital Finance, a subsidiary of the Lloyds TSB group in Australia, is still contemplating whether to participate in the federal government's car financing plan, AAP reported. Nissan Finance, a newcomer to the market, is also weighing up what form its participation may take.On December 19 the Commonwealth Treasurer, Wayne Swan, publicised the participation of Capital Finance and Nissan.Three other financiers listed by Swan - Alphera (part of BMW), Esanda (part of ANZ) and St George (now part of Westpac) - are participating.Dealers still have about $1 billion to refinance in light of the imminent withdrawal of GE Money Motor Solutions and GMAC from the market for wholesale finance. Some dealers have already found around the same level of funding in the private market.