Defence Bank has bucked the low-growth trend in banking, with above-average increases in deposits and loans during the year to June.Yesterday, the bank issued a media release with a brief summary of its 2012/13 results. The bank's home loan book grew by 17 per cent during the year to June. Total assets grew by 12 per cent, to A$1.4 billion.Personal loans fell by nine per cent.Deposits grew by 17 per cent, to $1.3 billion. The bank reported a net profit of $10 million for the year to June - up 19 per cent on the previous corresponding period.Defence Bank's chief executive, Jon Linehan, said the bank was expanding outside its traditional market - members of the defence forces. This accounted for much of the growth over the past year.In February, Defence Bank introduced a video call centre at its Melbourne head office. The system allows customers to talk to bank staff face-to-face from their homes.Linehan said the system is only being used to sell home loans so far. It will go through an upgrade before being used to offer the bank's full suite of products.