Investors are beginning to seek out finance companies still offering a high yield and also enjoying a guarantee from the New Zealand government.Interest.co.nz is hearing reports from finance companies of savers approaching them, even before they are guaranteed, saying they are looking to bolster their yields now bank term deposit rates are falling below the six per cent level (and in turn in anticipation of a further deep cut in the RBNZ's official cash rate next Thursday). The main banks and Kiwibank are still offering around the 6.0 per cent to 6.75 per cent mark for two to six months, but most have cut their one year and longer rates below six per cent%, with the exception of ASB on 6.25 per cent.Meanwhile, the government guaranteed Allied Nationwide has kept its 18 month debenture rate at 10.75 per cent and Fisher and Paykel Finance is at 9.15 per cent. Others with rate of nine per cent or more for up to two years that have applied or are already approved for the scheme include Mutual Credit Finance, Broadlands Finance, Asset Finance, Equitable, General Finance and FMG.