The micro lender Cash Converters reported on a bumper year yesterday but warned that things would not be so good in 2009.The company operates a chain of pawn shops and sells short-term loans. Its revenue was up 61.8 per cent to $74 million in the year to June.Net profit was $15.1 million, up 31 per cent on the previous year. While demand for high-interest short-term loans is growing, the company's ability to make profits will be constrained by amendments to the Consumer Credit Code in several states that have set a limit of 48 per cent on the rate that can be charged for such finance.