With the election out of the way, various segments of the financial services industry are keen to see which parts of its pre-election agenda the government intends to pursue. Mortgage brokers are as keen as any.The government rejected the Hayne royal commission recommendation that the borrower, not the lender, should pay the mortgage broker a fee for recommending a home loan.Hayne said changes in brokers' remuneration should be made over a period of two or three years, first by prohibiting lenders from paying trail commission to mortgage brokers in respect of new loans, then prohibiting lenders from paying other commissions to mortgage brokers.The Government said it would not prohibit trail commissions on new loans but would review their operation in three years' time. The review is to be conducted by the Council of Financial Regulators and the Australian Competition and Consumer Commission.This review is to follow the introduction of a number of new measures, including a best interests duty that would legally oblige mortgage brokers to act in the best interests of consumers.Other measures would include a new requirement that the value of upfront commissions be linked to the amount drawn down by borrowers, a ban on campaign and volume-based commissions and a two-year limit on clawbacks, starting from 1 July 2020.