Enlightenment may be a late arrival at the RBA. In an interview with Bloomberg, its governor, Phillip Lowe, said his 15-year-old daughter came home from school with a burning question that would leave an impression on the RBA chief: what was he doing to make sure women had equal chances at the central bank? Lowe said he "didn't have a really good answer at first," Bloomberg related, with the follow up all down hill from there. Citi will take over A$945 million in receivables, and around 500,000 accounts, with the completion of the sale by Wesfarmers of the Coles branded credit card portfolio.  Coles will continue to distribute cards under its own brand. Citi's other white label credit card clients include Bank of Queensland, Suncorp Bank and Virgin Money. Mortgage Choice origination data shows a swing to fixed rate home loans. Fixed rates accounted for 22.97 per cent of all loans written in January 2017, up from 22.04 per cent in December 2016 and 19.51 per cent in November.