Westpac-backed venture fund Reinventure will invest in Melbourne-based payments platform start-up Doshii, a spin-off of Australian point-of-sale vendor Impos, The Australian reports. Doshii is one supplier to ANZ for its Blade Pay point of sale gadget, introduced late last year. HSBC's global board has signed off on a new three-year growth plan for Australia, The Australian reports. The bank is aiming to add 297 staff — taking total employees to 2016 — in the next three years, open 14 full-service and smaller "satellite" branches and start using brokers to sell more home loans. The Responsible Investment Association Australasia has written to the chairs of the big four banks outlining the concerns of some of its members over the growth in online gambling and the role of the banks facilitating it through credit card merchant facilities, and, one the issuing side, risking a compliance breach under the banking sector's responsible lending obligations, the Financial Review reports. Some banks, including Citi, Bank of Queensland, Suncorp and American Express, have stopped facilitating gambling transactions on their credit cards, according to the newspaper.Contrary to the "popular belief that big business and multi-nationals treat small business poorly, 85 per cent of debtors to Australian SMEs are actually other SMEs," invoice financing firm The Invoice Market said in a report circulated over the weekend. Four in five SMEs "ask to be paid within one month, but three-quarters do not get paid until up to a month beyond the agreed terms," while three per cent "wait more than three months after the due date," the report said. Based on a survey of more than 800 firms with turnover of up to A$10 million, "more than 40 per cent of SMEs typically have more than 11 invoices outstanding, collectively worth an average $38,000," it said.