Crisis management and "resolution and recovery" have worked their way to the top of APRA's list of priorities over the year ahead.An old favourite - the industry's lending standards - will be a lesser priority for the banking regulator in 2020.APRA said it "continues to closely monitor dynamics in the housing market, given the implications for banks' credit risk profiles and the broader financial cycle," in an outline of its priorities in an information paper released yesterday."In recent years, bank lending standards - particularly in relation to residential mortgages - have been a key area of supervisory attention," APRA said. "Given improvements in this area, lending standards will receive relatively less attention in the period ahead, with the focus shifting to strengthening end to end risk management."APRA will commission "an in-depth targeted review of processes for managing problem loans and collateral".This review "will examine whether credit systems and processes would be effective in managing the potential risks from less benign economic conditions".The review will focus on the largest banks and is expected to be undertaken in the second half of 2020, APRA said.Thinking about the next (and overdue) downfall in Australian banking, APRA said "ensuring that ADIs maintain their financial resilience and enhance their crisis readiness is a priority in APRA's supervision".APRA said it would "continue to review risk management to ensure this is underpinned by strong and effective frameworks, controls, systems and practices. "APRA's review programme in the year ahead will encompass liquidity risk, credit risk modelling and data management, as well as monitoring improvements in business and residential mortgage lending."