Invapay, a UK-based business to business payment technology provider, has signed a deal with Australia and New Zealand Banking Group to solve a cashflow blockage that was characterised as a "seemingly intractable problem" for ANZ's corporate and business customers. This problem that the venture is seeking to solve is, at its simplest, merely matching suppliers - who prefer to be paid early - with buyers who want to drag out making payments to their suppliers. This is, essentially, one more example of a specialist fintech player cosying up to a big bank to gain instant economies of scale. The attraction of Invapay's cloud based automated payment platform, according to Adam Grant, head of transaction banking at ANZ Australia, was that it "enabled ANZ to deliver a proven payables solution which allows our customers to fully utilise the available credit lines delivered by ANZ, and in so doing, optimise their working capital, realise operational efficiencies, increase visibility and control and improve their supplier relationships." While both sides' media releases were silent on exactly what this fluffy management speak means in practice, it seems that the Invapay technology will allow ANZ business customers to use more of their lines of credit more often, but for shorter periods, in order to pay suppliers "early" (ie, according to the original terms), rather than dragging their expensive chains.