Grumbles by businesses that credit is becoming harder to source is a "myth", with banks striving to lend more, a panel of business bankers told an industry lunch yesterday.This complaint is a feature of periodic business surveys, but one which is out of synch with the approach of lenders.Phillip Godkin, general manager of business banking for St George, said "our appetite to grow lending is enormous."Godkin speculated that the common grumble over access came from businesses at the margin of credit worthiness, a cohort that before the GFC may have borrowed from small banks, foreign banks or finance companies."Most of those ledgers came and went when their books performed really badly.""We're operating in a low credit growth environment. So, the question is: how can we drive demand for credit in our marketplace," he said, without proffering an answer.However, one bank finding answers may be ANZ.Christine Linden, head of small business banking in Victoria for ANZ, said the bank was growing its small business loan book at 10 per cent above the rest of the market."So, there's an underlying confidence in the small business market. It a myth… that there's an inability to access credit."ANZ, Linden said, was aiming "to dispel that myth… There's funding out there for start-ups" - a reference to its recent pledge to provide A$1 billion in funding to new business, some of which need not be secured. Godkin and Linden were speaking at an AB+F Business of Banking panel discussion in Melbourne.