Cash withdrawals from ATMs are falling in line with the fall in cash usage that the Reserve Bank and others have reported recently.According to Reserve Bank data, consumers made 63.4 million cash withdrawals from ATMs each month, on average, during the 2013/14 financial year.The number of cash withdrawals was down 4.2 per cent from the monthly average in the 2012/13 financial year. In turn, the 2012/13 numbers were down 4.3 per cent on the 2011/12 numbers.A yearly fall in the volume of ATM transactions of around four to five per cent appears to have become established as a long-term trend.The 2013/14 withdrawals were worth an average of A$12 billion a month. That monthly value was 1.6 per cent less than the monthly average in 2012/13, and the 2012/13 monthly average was 2.4 per cent below the 2011/12 average.In a recent report on declining cash usage, the Australian Payments Clearing Association said one of the policy considerations needing to be addressed was whether ATM operators needed assistance adjusting to lower usage levels.RBA research, published in June, showed that consumers made an average of 13 payments a week with a little under half (47 per cent) of those payments made with cash. In 2010, when the RBA last conducted a cash usage survey, 62 per cent of payments were made with cash. In 2007 cash made up 69 per cent of consumer payments.The RBA also found that the value of cash payments had fallen - down from 38 per cent of total weekly payments in 2007 to 29 per cent in 2010 and 18 per cent in the latest survey.Researcher RFi said it expected the decline in cash usage to continue. ATM usage can be expected to decline with it.