An investment in "digital assets" is behind a 20,000 jump in new members for Credit Union Australia over the last year. "At this stage I can't find evidence of any significant flows because of the royal commission," Rob Goudswaard, chief executive of CUA told Banking Day yesterday. CUA yesterday reported a net profit of A$54.8 million over the year to June 2018, a decline of two per cent.  The credit union expects the 2019 profit to be flat, given continued investment in the digital experience. New lending was up 19 per cent to $3.4 billion. The mutual said this year's increase in member numbers was around double last year, itself a record. CUA is not negotiating any mergers within the mutual ADI sector, although "around five other large credit unions" are holding talks over joining the Mutual Marketplace shared purchasing venture, Goudswaard saidThe Mutual Marketplace is a two year old joint venture between CUA and People's Choice Credit Union.