With a recent spark of high profile scandals, Prime Minister Malcolm Turnbull's latest comments on bank culture, and a $6.2 billion bank levy tax announced in the recent Federal Budget, conduct risk is fast becoming a bigger and bigger issue in the financial sector.  Despite Australian banks spending almost $7M a year to fix their image and avoid a royal commission, there has been minimal effect on the perception of consumers, regulators and the media. Conduct risk has thus become a top priority, with 89% of banks reporting an increased focus on non-financial risks.With this in mind, the 3rd Annual Conduct Risk, Culture & Regulation in Financial Services Summit held 26-27 September in Melbourne, will bring together executives from the financial sector to provide strategies for: •    Complying with key regulatory changes within the financial services market•    Developing conduct risk management frameworks across the entire value chain to measure, manage and mitigate risk•    Embedding risk in to the organisational culture for good customer outcomes•    Monitoring and rewarding ethical behaviour while ensuring clear consequences for unethical behaviour.Featuring expert speakers including:•    Mark Baxter, Chief Risk Officer, QBE Insurance•    Mark Shaw, Head of Compliance & Op Risk, ANZ•    Heather Witschge, Executive Manager, Risk Environment, Culture & Conduct, Operational & Compliance Risk, Bankwest•    John Skorup, Head of Risk & Compliance 1st Line, ING DIRECT Australia•    Michael King, Chief Risk Officer, Greater Bank•    Corrine Alexander, Chief Risk Officer, P&N Bank•    John Gallagher, Head of Enterprise Risk & Regulation, Queensland Investment Corporation•    Jo Tornatore-Gallo, Head of Operational Risk Analysis & Management, RBC Capital MarketsDownload the final agenda for the full speaker line up, sessions, case studies, special offers and more. Secure your pass now and save up to $850*!To reserve your pass, simply call 02 9229 1000 or email registration@iqpc.com.au