There has been no shortage of well-publicised and highly damaging misconduct scandals within the financial services industry over the past decade, with all of Australia's big four banks all under scrutiny at one point or another. Particularly, with the government's latest crackdown on bank culture and a $6.2 billion levy tax imposed on the banking sector in the recent Federal Budget, Conduct Risk has now become a top priority in 2017, with 89% of banks reporting an increased focus on non-financial risks.Conduct risk refers to the fines, class actions and increased regulatory oversight that comes as a result of constant bank misdemeanours. As reported by Fitch, while the fines were unlikely to be material to the banks, the reputational damage caused by repeated offences may begin to take its toll.Ahead of the 3rd Annual Conduct Risk, Culture and Regulation in Financial Services Summit 2017, this exclusive article explores the state of Australia's financial services industry, which over the last five years has clocked up some $10 billion in conduct costs, and delves into the regulation and culture reform strategies that will change banking misconduct for good. Download the full article to learn about: •    The state of Australia's finance industry and insights into misconduct•    The economic climate encouraging misconduct and the key drivers of conduct risk•    Methods and strategies to rework governance frameworks and improve culture Conduct is a lens into the culture of organisations. Improving conduct within industry is an essential part of rebuilding trust and supporting future sustainable growth.Read the article now to learn how to effectively manage Conduct Risk, rework Risk Frameworks, and improve your organisational culture.If you found the article interesting, the 3rd Annual Conduct Risk, Culture & Regulation in Financial Services Summit, held 26-27 September in Melbourne, will bring together executives from the financial sector to provide strategies for: •    Complying with key regulatory changes within the financial services market•    Developing conduct risk management frameworks across the entire value chain to measure, manage and mitigate risk•    Embedding risk in to the organisational culture for good customer outcomes•    Monitoring and rewarding ethical behaviour while ensuring clear consequences for unethical behaviourDownload the final agenda for the full speaker line up, sessions, case studies, special offers and more.To reserve your pass, simply call 02 9229 1000 or email registration@iqpc.com.au