South Canterbury Finance and its charging subsidiaries have 99 per cent of their total borrowings due for payment within a year, financial statements for the six months ended December 2009 show.The condensed statements, still unaudited, show the group had NZ$1.896 billion of total borrowings, out of which only NZ$17 million is due after a year and the rest is all due within a year. The repayment profile changed significantly over six months as the company had 43 per cent of borrowings due within a year as of June 30, 2009.Despite such a hefty repayment burden, the directors of the group are confident it will continue as a going concern. Among the assumptions is expectation that the group will be able to roll over approximately 50 per cent of current debentures as they mature, and also attract around NZ$380 million of new debentures in the next one-year period.The group is also expecting to have sufficient capital to continue as a going concern. The parent Southbury Corporation is expected to raise additional capital and funding of around NZ$180 million of equity to purchase some non-core assets from group companies.