The business transformation strategy at mortgage company eChoice has started to bear fruit, with growth in revenue and loan settlements in the December half.The company has set out to distinguish itself from others in the mortgage aggregation, broking and management market by developing an innovative digital platform and by working with strategic partners.eChoice reported a loss of A$1.6 million for the six months to December, compared with a loss of $3.7 million in the previous corresponding period.Revenue from continuing operations was $30 million - up 3.8 per cent. Loan settlement increased by 10.8 per cent over the previous corresponding period to $1.7 billion.eChoice chief executive Peter Andronicos said in a statement that the increase in settlement volume was driven by an increase in broker numbers.The value of the loan book fell by 2.7 per cent to $16.8 billion. The company said this was due mostly to an ageing wholesale book in run-off.Net debt of $47.7 million was down $10.6 million over the half.In October the company got out of mortgage securitisation, following the sale of Firstfolio Capital.