1. General
1.1 Email newsletter and website
1.1.1 These terms of use relate to the Banking Day email newsletter and the Banking Day website at bankingday.com.
1.1.2 The Banking Day email newsletter and website are operated by R&R Media Pty Ltd ATF WorkDay Media Unit Trust, ABN 54 630 575 768, trading as WorkDay Media. They provide users with news coverage, by email and online, on consumer, business and corporate banking as well as commentary on issues in institutional and investment banking.
1.1.3 You are authorised to access or use the Banking Day email newsletter and website only if you accept and agree to these terms. Your continued use of the Banking Day email newsletter and website is subject to acceptance of, and agreement to be bound by, these terms.
1.1.4 Banking Day may exclude any users from accessing the Banking Day email newsletter and website or cancel their subscription if they are in breach of these terms.
1.2 Modification
Banking Day may at any time modify these terms by posting the modified terms on the website.
1.3 Access
1.3.1 Access to the content of the Banking Day email newsletter and website is for subscribers only.
1.3.2 Banking Day may refuse to accept any subscription application.
1.3.3 A single subscription entitles access to the Banking Day email newsletter and website by the sole subscriber.
1.3.4 Multiple use access is available only with a site licence.
1.4 Delivery
1.4.1 Upon issuing of a subscription invoice or receipt of a subscription payment through Banking Day's online payments facility, Banking Day will within five (5) working days:
(a) commence delivery of daily Banking Day email newsletters to the user's nominated email address; and
(b) provide to the user a username and password such that they can access all archived material on the Banking Day website.
2. Limitations of liability
2.1 Liability
2.1.1 Banking Day is not responsible for the conduct, whether online or offline, of any user of the Banking Day email newsletter or website.
2.1.2 Banking Day cannot guarantee that:
(a) the Banking Day email newsletter will be delivered by a particular time on any day;
(c) your access to the Banking Day email newsletter and website will be uninterrupted or secure;
(d) information found in Banking Day email newsletter or on the website will be reliable, current, accurate or complete; or
(e) the website and server are free of viruses or bugs.
2.1.3 To the extent permitted by law Banking Day excludes all liability in connection with access to or use of the Banking Day email newsletter and website or any information found on them.
2.1.4 In no event will Banking Day be liable to you or any third party for any indirect, consequential or incidental damages, including lost profits, arising from your use of the Banking Day email newsletter or website, your reliance on any information found on the Banking Day email newsletter or website or any technical failures, delays in operation or transmission or malfunctions in equipment or software.
3. Email and website content
3.1 Copyright
3.1.1 Banking Day owns or has licensed all copyright and other intellectual property in the content and design of the Banking Day email newsletter and website.
3.1.2 You may make a temporary electronic copy of all or part of the website for the sole purpose of viewing it and print a copy for personal use.
3.1.3 You cannot otherwise copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, sell or reproduce the material in the Banking Day email newsletter or on teh website in whole or in part without the written approval of Banking Day.
3.2 Content from third parties
The Banking Day email newsletter and website contain information provided to Banking Day from third parties. Banking Day has no control over this content and is not responsible for it.
3.3 Links to other websites
3.3.1 The Banking Day email newsletter and website contain links to other websites that are external to Banking Day.
3.3.2 Banking Day has no control over the content of the linked websites and is not responsible for it.
3.3.3 Inclusion of any linked website in the Banking Day email newsletter or on the website does not imply approval or endorsement of the linked website by Banking Day.
3.4 Privacy policy
Use of the Banking Day email newsletter and website is also governed by Banking Days Privacy Policy. This can be viewed by clicking on Privacy Policy at the bottom of this page.
3.5 Reporting misuse
If you become aware of misuse of the Banking Day email newsletter or website by any person, any errors in the material on the Banking Day email newsletter or website or any difficulty in accessing or using the Banking Day email newsletter or website, please contact Banking Day immediately by email on
4. Financial services
Nothing in the Banking Day email newsletter or website is intended to be the provision of financial services, in particular the provision of financial product advice. Banking Day does not require and does not hold an Australian Financial Services licence. You should consider obtaining independent advice from the holder of an AFS licence before making any decisions relating to your financial circumstances.
