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    <title>Small ADIs in the cloud</title>
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    <description>Listed financial software specialist Rubik is predicting increased  demand from smaller banks and credit unions for cloud-based computing  services as they migrate off legacy banking platforms.</description>
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    <title>CBA fosters cloud standards</title>
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    <description>CBA has joined the Open Data Centre Alliance  as a new adopter member.</description>
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    <title>3000 finance jobs a year may be sent offshore</title>
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    <description>Jobs losses in the finance sector in Australia may accelerate if  employers step up the &quot;offshoring&quot; of work in line with projections  modelled on behalf of two industry unions.</description>
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    <title>Every device a bank portal</title>
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    <description>Having pioneered mobile banking in 2010, with its goMoney app for  iPhones, ANZ is now looking to refresh its reputation as a technology  innovator. Accordingly, the bank announced a slew of new consumer applications and small business systems yesterday.</description>
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    <title>No quiet time at Westpac</title>
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    <description>Transaction numbers are increasing 20 per cent a year at Westpac, as  customers check their balances more frequently and make payments around  the clock.</description>
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    <description>NAB&#146;s online-only brand, UBank, has migrated its 300,000 customers on to  NAB&#146;s new computing platform, which is being built in partnership with  software giant Oracle.</description>
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    <title>CBA relishes more agile systems</title>
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    <description>Commonwealth Bank has reduced the number of major computer crashes it  endures from 10 in 2011 to just seven during the last financial year.</description>
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    <title>Lose your phone, lose NAB mobile banking</title>
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    <description>The drive for speed and convenience in retail banking is changing the  way financial institutions manage security, with NAB now promoting faster log-ins for  mobile banking.</description>
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    <title>NAB profits at expense of CLS Bank</title>
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    <description>National Australia Bank may finally earn a return on a speculative,  17-year old investment in a technology company, if a decision by the US  Court of Appeals stands.</description>
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    <description>NAB is shifting its technology focus away from being  just a builder of computer systems towards being an &quot;orchestrator of  services&quot;, which will see it embrace cloud computing where possible.</description>
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    <title>Briefs: Hartzer talks credit costs, NAB CIO previews talks, Bankwest corrects advert and ANZ refinances developer</title>
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    <description>Bankwest corrects misleading advert, while ANZ refinances developer Watpac Ltd. </description>
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    <title>Smartphone malware worries banks</title>
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    <description>More information on the importance of the mobile phone as a banking  interface emerged this week, with NAB revealing that its customers  funnel A$1 billion worth of transactions each month through their mobiles.</description>
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    <title>Westpac sending more work to IBM</title>
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    <description>Around 200 more technology staff at Westpac may be transferred to IBM, though none are likely to lose their jobs.</description>
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    <title>Quarterly refresh for CBA apps</title>
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    <description>Mobile banking is growing so fast that a year from now Commonwealth Bank  expects more customers to access its Netbank service from mobile  devices rather than from computers.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>Missing ACNs ready for PPSR</title>
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    <description>The Attorney-General's Department hopes to upload missing Australian  Company Numbers into the Personal Property Securities Register by the  end of the month.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>PPS Registrar outlines recovery plan</title>
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    <description>Speakers at the Personal Property Securities Reform conference in Sydney  yesterday made no attempt to gloss over the problems users have  encountered with the PPS Register in its first two months of operation. </description>
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    <title>Mobile majority have their say at CBA</title>
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    <description>Commonwealth Bank has confirmed that the three mobile platforms it  intends to concentrate on are the iOS (for Apple's iPhones and iPads),  the Android OS, and the Windows Mobile platform. CBA has effectively  ruled out ever developing applications for the BlackBerry.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>Mutual discord over payments switch</title>
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    <description>The forthcoming divorce of the majority of Australia's mutual ADIs from  their long-standing payments' provider is proving a strained affair.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>A black letter year for credit unions</title>
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    <description>A risk Cuscal-linked credit unions will have to manage over the  coming months is the uncompromising approach being taken by First Data,  the sector's present provider of payment processing services, as the  industry's switching project gathers momentum.</description>
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    <title>CBA severe on IT faults</title>
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    <description>The chief information officer of the Commonwealth Bank has acknowledged  that the bank is &quot;embarrassed every single time&quot; its computer systems  fail, as they did last week when the CBA's Eftpos and ATM networks were  unavailable for several hours.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>Data a defence against bank challengers</title>
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    <description>Commonwealth Bank is exploring how it can use the data it collects about  its customers to &quot;specifically price based on your risk and your  loyalty&quot;.&amp;nbsp;</description>
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    <title>NAB seeds cloud project</title>
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    <description>National Australia Bank is testing a security model that could become a global template for buying cloud computing services.</description>
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    <title>No tolerance for system outages: APRA</title>
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    <description>The Australian Prudential Regulation Authority cautioned banks against  excessive cost cutting that may undermine improvements in the  availability and reliability if their systems</description>
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    <title>Payments apps a priority for CBA</title>
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    <description>Further upgrades to the bank's finance system, an overhaul of payments  and transactions systems and the replacement of capital markets  platforms are among IT investment priorities at Commonwealth Bank.</description>
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    <title>Triple searches needed on PPSR</title>
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    <description>The adequacy of data transferred from security registers maintained by  the ASIC to the new Personal Property Securities Register has emerged as the most common source of discontent with users of the new  register.</description>
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    <title>Register strife leads to payments pain</title>
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    <description>Some banks are withholding payments to car dealers pending a resolution  of the problems with search functions on the new Personal Property  Securities Register. These continued into the second day of operation  yesterday.</description>
    <dc:creator>Banking Day</dc:creator>
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    <title>Suncorp turns to Oracle to update banking systems</title>
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    <description>Suncorp Bank has outlined a three-year program to upgrade its banking  technology systems, including a project to replace its Hogan core  banking system with the Flexcube product from Oracle.</description>
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    <description>Banks need to lift their game in terms of harnessing technology to  deliver more for less, according to the ANZ's chief information officer,  Anne Weatherston.</description>
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    <title>External hires to lead ANZ IT</title>
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    <description>ANZ on Friday confirmed the new hirings, and also departures, in the ranks of executives managing its technology businesses.</description>
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    <title>ANZ resets IT organisation</title>
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    <description>ANZ adopted a new structure for its information technology organisation, and recruited some offshore executives to lead key IT divisions, the Financial Review reports.</description>
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